IDENTITY AND GENERAL INFORMATION

Moneco France (hereinafter "Moneco") is a joint-stock company registered with the Nanterre Trade and Companies Register under number 915 343 768, with its registered office located at 99 Avenue Achille Peretti 92200 Neuilly-sur-Seine, France, (email: [email protected]).

Moneco is the brand under which the company that owns and manages the website moneco.app (hereinafter, the "Website" or the "Web Site") and the mobile application Moneco App (hereinafter, "the Application") operates. You can contact Moneco at the email address [email protected] or via the in-app chat.

"RevoluPAY EP S.L.U.," an authorized payment entity supervised by the Bank of Spain and registered with entity number 6900, belonging to the parent company RevoluGROUP Canada Inc, with its registered office at Vallespir Street, 19, 1st floor, Sant Cugat del Valles, Barcelona (Spain), and Tax ID B-67233817, is the entity that owns the software providing the money transfer service and the licensing entity under which the payment service operates at www.recolupay.es. You can contact RevoluPAY at the email address [email protected]. These General Terms of Service (hereinafter, the "General Terms of Service" or "General Terms") regulate the use of the services provided by the application and the website, whether under its current name or any other name that may be used in the future.

You can access the legal basis of Moneco ‘s promotions at this link.

USERS

The service provided by Moneco’s application and website is exclusively intended for users of legal age. Before registering as a user of Moneco, the user must accept these General Terms of Service. In any case, by accessing and using this application and website, the user acknowledges having read and accepted these General Terms of Service and agrees to comply with all their terms and conditions. Likewise, the user acknowledges and accepts that access to and use of this application and/or website will be subject to the General Terms of Service in force at the time of access. Additionally, to use the service and/or register and become a user of Moneco’s services, you must have previously read and accepted the Privacy Policy of Moneco.

MODIFICATION OF SERVICE CONDITIONS

Moneco reserves the right to modify these General Terms of Use at any time, as well as any other general or specific conditions that may apply. This change will be notified to its registered users and updated in the General Terms of Service and on the website. Additionally, Moneco reserves the right to suspend, interrupt, or cease the operation of the Application at any time.

SERVICE

Operation. Moneco is a provider of money transfer services. Through the Application, Moneco provides users with a money transfer service, hereinafter referred to as "the Service." Users can use Moneco by downloading the Application.

Access to the Service. Access to the Application and/or the Website is limited to individuals aged 18 and above. In general, users may access the Application freely and free of charge. The user acknowledges and agrees that access to and use of the Application takes place freely and consciously, under their sole responsibility. Moneco will not be liable in any case for the use that the user and/or third parties may make of the Application, nor for any damages that may arise from it.

USE OF THE SERVICE

Proper and lawful use. The user undertakes to make proper and lawful use of the Application and/or the Website in accordance with applicable law, these General Terms of Use, generally accepted morals and good customs, and public order. Use of the Application or the Website. Users must register on the application or the Website to utilize or use the service provided by Moneco. To send money through the Website or the application, users will need to enter the following information:

Sender's information: